New Jersey law requires that automobile accidents be reported if certain conditions are met. If the accident results in the injury or death of any person, or causes an excess of $500 in damage to property owned by any one person, the accident must be reported.
Accidents should be reported to one of the following law enforcement agencies:
- Local police department
- Nearest county police office
- New Jersey State Police
Drivers involved in an accident in New Jersey must also file a written accident report following the collision.
While it is not legally required that you report a car accident to your insurance company, you will want to do so within a reasonable timeframe following the accident due to the terms of your insurance policy. Failing to notify your insurance carrier of an accident could result in a denial of coverage for your claim.
TIME LIMITATIONS TO REPORT
If your accident is required to be reported, you should do so by the quickest means of communication. Basically, this means you should do so as soon as possible. Typically, you can do so using a cellphone at the accident scene. If no phones are available, you should drive to the nearest police station to make an accident report. If your vehicle is not operational after the accident, you may report the accident by calling law enforcement once you return home.
Written accident reports must be filed within 10 days following the accident. You must use the official state form, “New Jersey Motor Vehicle Commission Motor Vehicle Accident Report.”
The New Jersey Self-Reporting Crash Form should be filed to report an accident that was not investigated by any police agency.
All other police reports
All other police reports can be obtained between the hours of 8:30am – 4:30pm, Monday – Friday. Please call (908)534-4031 option #1 to obtain a report.
Crash & Investigation reports can not be picked up until the 5th business day after the incident.
You can also obtain a crash report by clicking the following link: Readington PD Crash Reports